When you contact me, I will have a full appreciation of the stress you may be experiencing. I realize that having your wages garnished, or struggling to pay rent, an auto payment, or utility bill is never pleasant. I realize you want an immediate end to the stress. I can provide you with prompt attention in dealing with stressful matters. I will attempt to answer any pressing questions you want answered. I will discuss all your options including alternatives to bankruptcy. I will thoroughly explain the chapter 7 and 13 process and discuss any potential issues you have in your case. My goal is client satisfaction. My view is that a satisfied client normally will be a source of referrals for new clients. No one likes unpleasant surprises. My goal is to leave you with a feeling of confidence when you decide how to deal with your creditors. My goal is for you to regain a sense of peace and security about your future. After the free initial consultation, you should have a good idea about how to best proceed with your creditors