Immediately after an accident the first thing that should be done is to assess all participants’ situations. If anyone is hurt, the first priority should be calling 911 to bring EMTs to the scene. If no one is hurt, the next step should be to call the non-emergency police line in order to report the accident and get an officer to the scene to record the account of the incident. Once the police are on their way, it is important to exchange information with the other drivers. Finally, individuals should contact their own insurance provider to establish next steps.
How much insurance rises following a crash varies greatly depending on a variety of factors. Some factors affecting premiums include who is at fault, how sever the accident is, whether an injury occurred, and whether the accident is part of a pattern of irresponsible behavior.
The exact window that someone has to report an injury following a motorcycle accident varies by state. In general, most injuries should be assessed or reported within 30 days of the date of the accident.
If you have been involved in any kind of motor vehicle accident, you should receive a copy of the police report. The police report is the official record of the incident and can be vital to responding to insurance or challenging claims.