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Monticello, the seat of Wayne County, is often referred to as the "Houseboat Capital of the World" due to its strong ties to the houseboat manufacturing industry. Founded in the early 19th century, the town developed as a small agricultural and trading community before becoming a key destination for lake tourism.
The city is surrounded by the natural beauty of Lake Cumberland, which offers opportunities for fishing, boating, and camping. Monticello also serves as a gateway to nearby historical sites like Mill Springs Battlefield and other landmarks that reflect the area’s Civil War history.
Monticello has produced notable residents, including Isaac Shelby, Kentucky’s first governor, who played a pivotal role in the state’s early governance. His legacy is deeply intertwined with the town’s history and cultural identity.