Life should not be burdened with overwhelming and unmanageable debt. In today’s economy, more and more families struggle to meet their day-to-day financial needs. This has placed an enormous strain on the middle class lifestyle of many Americans. If you are experiencing financial difficulties, you do not have to work through them alone. The Law Office of Richard J. Hackerman can help. I am a bankruptcy attorney in Baltimore, Maryland who concentrates in consumer bankruptcy matters, including foreclosure defense and Chapter 7 and 13 cases.My clients come from all walks of life. Many were living the American dream, with a beautiful house and a steady job. Most of my clients could never have predicted they would need my services. I have represented individuals who considered themselves financially secure, but nonetheless found themselves struggling to pay their bills. The Law Office of Richard J. Hackerman, a Baltimore Bankruptcy Lawyer, can help you stop creditor action. With few exceptions, immediately upon the filing of a bankruptcy petition, your creditors are prohibited from taking any further action against you; even if your bank account has been frozen and your salary has been attached.