Bankruptcy is a legal process through which people who cannot afford to repay their debts to creditors may seek relief from some or all of their debts. In Nevada, bankruptcy is imposed by a court order, often initiated by the debtor. Bankruptcy is a special area since many of our clients, including you, are faced with financial problems that can often only be addressed by declaring bankruptcy under the commercial and personal bankruptcy structures.The reality is that for many people who are swimming in debt, bankruptcy is a wise and viable choice. In reality, declaring bankruptcy is an effective and reasonable way to fix your financial problems. In certain cases, however, bankruptcy may not be the best choice. Talk to our Henderson Bankruptcy Lawyer at Black Mountain Legal about your appropriate options and alternatives to bankruptcy.